February 2025

Vehicle Insurance

By |2025-02-12T09:07:50+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit netcarshow.com Image credit netcarshow.com ZIMSEC O Level Commerce Notes page: Insurance: Vehicle Insurance

Vehicle insurance.

  • There are many types of vehicle insurance viz:

Third party insurance

  • Is compulsory under the Road Traffic Act (RTA)
  • Applies to motor vehicle insurance.
  • Covers claims from the public who may be injured by the vehicle.
  • Covers public property damaged […]
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Introduction, importance and reasons for International Trade

By |2025-02-12T09:19:11+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit energypress.eu Image credit energypress.eu ZIMSEC O Level Commerce Notes: Introduction, importance and reasons for International Trade

  • Trade is the buying and selling of goods and services in order to satisfy the needs and wants of consumers.
  • Trade between two countries is known as bilateral trade.
  • Trade between more than two countries […]
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Other documents in international trade

By |2025-02-12T09:36:03+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

An import licence. govt.nz An import licence. govt.nz ZIMSEC O Level Commerce Notes: Other documents in international trade

Import licence

  • An approval of goods to enter a country.
  • Issued by the importing country.
  • Enables the importer to obtain foreign currency to pay for the imports.

Customs specification and entry

  • Exporting country requires customs specifications.
  • Importing country requires […]
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Commerce: Sole Trader

By |2025-02-12T09:00:40+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Sole Trader. Image credit geograph.org.uk Sole Trader. Image credit geograph.org.uk ZIMSEC O Level Commerce: Sole Trader Business

Sole Trader

Features

  • Is owned by one person who provides all the capital.
  • Their motive is to make profit.
  • Tends to be small in size.
  • Has few legal formalities.
  • Easy to form as they require little start up capital.
  • Controlled and […]
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Commerce:Debentures

By |2025-02-12T09:12:33+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Debenture certificate. Image credit catawiki.com Debenture certificate. Image credit catawiki.com ZIMSEC O Level Commerce Notes: Debentures

Debentures

  • Are loan capital or money borrowed from financial institutions and individuals.
  • Earn interest at a fixed rate.
  • Interest is paid whether or not a company has made profits.
  • Debentures are creditors to the company.
  • A safe form of investment.
  • May […]
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The Standards Association of Zimbabwe

By |2025-02-12T09:26:12+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit businessdaily.co.zw Image credit businessdaily.co.zw ZIMSEC O Level Commerce Notes: The Standards Association of Zimbabwe (SAZ)

  • Adopts and adapts international standards of products, performance, safety and quality.
  • Prepares standards of products for Zimbabwean manufacturers.
  • Issues copies of standards specification to producers.
  • Tests products for quality.
  • Authorises companies to use the SAZ seal of approval.
  • Ensures that […]
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End products of photosynthesis and their fate

By |2025-02-12T09:44:27+02:00February 12th, 2025|Notes, O Level Science Notes, Ordinary Level Notes|

Image credit arboday.org Image credit arboday.org ZIMSEC O Level Combined Science Notes: End products of photosynthesis and their fate

  • Green leaves manufacture starch or sugar during the photosynthesis process
  • Oxygen is also given out.
  • The oxygen passes out of the leaves by the process of diffusion.
  • It diffuses into the surrounding air.
  • There are microscopic […]
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Kupatsanura Zviito

By |2025-02-12T09:26:50+02:00February 12th, 2025|Notes, O Level Science Notes, Ordinary Level Notes|

Image credit necessarywriters.com Image credit necessarywriters.com ZIMSEC O Level Shona Notes: Kupatsanura Zviito

  • Chiito chega chega chinogona kupatsanurwa tichibuditsa chidumbu chimwe nechimwe chakachiumba.
  • Zvidimbu izvi zvinonzi zvivakiso kana kuti zvivakazwi.
  • Chivakazwi chimwe nechichimwe chinenge chiine basa rachinoita pachiito chachinovanikwa.
  • Pabvunzo dzeShona panogona kuuya mubvunzo unenge uchida kuti iwe upatsanure chiito uchibuditsa zvivakazwi zvinenge zvakachiumba.
  • Unofanira […]
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