February 2025

Depressions

By |2025-02-12T09:22:22+02:00February 12th, 2025|O Level Geography, Weather and Climate|

The characteristics and weather pattern associated with a depression. Image by the BBC. The characteristics and weather pattern associated with a depression. Image by the BBC. ZIMSEC O Level Geography Notes.

Characteristics

  • This is an area of low pressure whose shape on a map is oval or circular.
  • It is represented […]
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Landforms resulting from intrusive vulcanicity

By |2025-02-12T09:39:56+02:00February 12th, 2025|Landform Studies, Notes, O Level Geography, Ordinary Level Notes|

Some of the landforms resulting from intrusive vulcanicity. Image by Msneucleus.org Some of the landforms resulting from intrusive vulcanicity. Image by Msnucleus.org ZIMSEC O Level Geography Notes: Landforms resulting form intrusive vulcanicity

Intrusive vulcanicity is the movement of gasses, magma and other materials into the earth’s curst to form interior volcanic […]

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Bank Loans and Overdrafts

By |2025-02-12T09:39:26+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit forexsiteds.com Image credit forexsiteds.com ZIMSEC O Level Commerce Notes: Money and Banking: Bank Loans and Overdrafts

Bank Overdrafts

  • Are an informal way of borrowing money.
  • They are given to current account holders only.
  • Are a short term form of borrowing.
  • Interest is charged daily on the amounts owing.
  • The interest rate levied on these […]
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Trade and Cash discounts

By |2025-02-12T09:29:01+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit seawaytrail.com Image credit seawaytrail.com ZIMSEC O Level Commerce Notes: Retail Trade: Trade and Cash discounts

Trade discount

  • a gross deduction from the gross invoice or catalog price
  • given by one trader to another
  • varies with the quantity and type of goods purchased and is deducted at the point of sale
  • usually the rate […]
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