February 2025

Insurance Assesors

By |2025-02-12T09:05:05+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit pixbay.com Image credit pixbay.com ZIMSEC O Level Commerce Notes: Insurance: Insurance Assesors

Assessors

  • Work for the insurance companies.
  • When a risk has occurred they:
  • Assess details on the claim form.
  • Examine the damaged item.
  • Ascertain the exact cause of the loss.
  • Calculate the cost of the damage.
  • Determine what has been damaged.
  • Calculate and recommend the amount […]
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Specialists wholesalers and Cooperative wholesale societies

By |2025-02-12T09:16:32+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Vegetable and Fruit wholesale shop. Image credit udon-news.com Vegetable and Fruit wholesale shop. Image credit udon-news.com ZIMSEC O Level Commerce Notes: Wholesale Trade: Specialists wholesalers and Cooperative wholesale societies

Specialist wholesalers.

  • These wholesalers:
  • Specialise or are experts on one line of products e.g. sale of fruits like FAVCO.
  • Offer expert advice to customers on […]
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Del Credere agents

By |2025-02-12T09:33:26+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

image credit uthmag.com image credit uthmag.com ZIMSEC O Level Commerce Notes: International trade: Del Credere Agents

Del credere agents.

  • Del credere is Italian for “to trust”
  • Possess the goods they sell.
  • Have insurable interest on the goods in their possession
  • Sell goods on behalf of their principals.
  • Sell goods in their own names.
  • Deliver goods to […]
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How the government protects consumers

By |2025-02-12T08:57:33+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Image credit madamenoire.com Image credit madamenoire.com ZIMSEC O Level Commerce Notes: How the government protects consumers

The Government

  • The government via Parliament passes various ACTS to protect consumers including:
  • The Hire Purchase Act which guards against unfair and unlawful repossession of goods bought on credit.
  • Consumer Safety Act which ensures that products are safe […]
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Dairboard Limited Zimbabwe

By |2025-02-12T09:10:05+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Dairibord Milk. Image credit herald.co.zw Dairibord Milk. Image credit herald.co.zw

www.herald.co.zw/firms-manoeuvre-past-the-dollar/ ZIMSEC O Level Commerce Notes: Business Organisations: Dairboard Limited Zimbabwe

Dairibord Zimbabwe Limited.

  • Buys, collects and stores milk from registered farmers.
  • Pasteurises and packs milk.
  • Processes milk into milk products for example cheese.
  • Markets milk and milk products both locally and internationally.
  • Conducts research and promotes developments […]
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Certificate of incorporation,Statutory declaration and Certificate of Trading

By |2025-02-12T09:21:06+02:00February 12th, 2025|Notes, O Level Commerce Notes, Ordinary Level Notes|

Certificate of incorporation. Image credit elevator-escalator.com Certificate of incorporation. Image credit elevator-escalator.com

ZIMSEC O Level Commerce Notes:Certificate of incorporation,Statutory declaration and Certificate of Trading

Certificate of incorporation

  • Is prepared by the Registrar of companies.
  • Is sent to a company which applied for registration.
  • Contains:
  • the date and place where the company was registered.
  • The […]
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Carbon Dioxide and Photosynthesis

By |2025-02-12T09:37:48+02:00February 12th, 2025|Notes, O Level Science Notes, Ordinary Level Notes|

ZIMSEC O Level Combined Science: Carbon Dioxide and Photosynthesis

Aim: To test whether carbon dioxide is necessary for photosynthesis.

Materials: Potted green plants, potassium hydroxide solution (soda lime), two polythene bags/two bell jars, string, apparatus and reagents for the start test.

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The digestion process

By |2025-02-12T09:20:39+02:00February 12th, 2025|Notes, O Level Science Notes, Ordinary Level Notes|

digestive_system_-min The digestive system of a human being. Image credit MediaWiki ZIMSEC O Level Combined Science Notes: The digestion process

  • Food is broken down in the alimentary system from large pieces/molecules into smaller molecules.
  • The food most mammals ingest is in large pieces e.g. leaves, grass, cake, meat etc.
  • All […]
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